Finally, some relief is on the horizon for homebuyers in California. According to the California Association of Realtors (CAR), 22 out of 29 counties in the Golden State experienced an improvement in housing affordability over the first quarter of 2016…
Getting approved for a mortgage these days is nowhere near as easy as it was before the economic debacle back in 2008. Lenders are a lot more stringent in their mortgage lending criteria, and for good reason: they don’t want…
Short of being nosy, you might want to find out a little (or a lot) about your neighbors’ properties, particularly when it comes time for you to sell yours. The truth is, there’s a lot that you can learn from…
Most people want the lowest possible interest rate they can find for their mortgage loan. This blog is written to help our clients understand how rates are derived, as well as understand what they can do to improve their chances of receiving a lower…
Buying a house while interest rates are still incredibly low makes a huge difference. Take a look at the graphic below to see just how significant a low interest rate can be. Let us know if we can help.
Last year we let you know that it was a good time to purchase a vacation home and earlier this month a survey was released from the National Association of Realtors stating, “Vacation home sales boomed in 2014 to above…
“PACE”, a property assessed clean energy financing program. Thinking about putting solar panels on your home? Be careful how you finance your new addition. The wrong type of financing may prevent your ability to refinance or sell. A new financing…
Over the last six years, homeownership has lost some of its allure as a financial investment. As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build…
Last week President Obama moved to lower the monthly mortgage insurance fees for FHA borrowers. The changes are supposed to take place this month. The FHA mortgage insurance premium cut Mr. Obama announced drops the FHA mortgage insurance premium from 1.35% to 0.85%.…