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  • Do you plan on owning your home for many years?
  • Do you need a predictable monthly mortgage payment that will not change?
  • Do you desire protection against rising interest rates?

If you answered “yes” to any of these questions, then a 30-year fixed-rate mortgage might be the right choice for your situation!

  • The 30 year mortgage is still the most popular mortgage available.
  • It offers consistency and flexibility.
  • Your payment will not rise because your interest rate is fixed for the life of your loan.
  • The 30 year offers lower payments than a 15 year mortgage, allowing you to budget for life’s other events.

The 30 year mortgage from Dave Financial can be paid off early anytime.

15-year fixed rates are near record lows!

  • Do you want to pay off your home quickly?
  • Do you want to pay less interest to the lender over the course of your loan?
  • Are you looking for a lower rate than a 30 year mortgage?
  • Do you want the security of a consistent rate and payment?

If you answered “yes” to any of these questions, a 15-year fixed-rate mortgage might be right for you!

  • Lower mortgage rates and a shorter term means less interest overall, making this loan a top choice for the financially savvy.
  • This is ideal for borrowers who are comfortable with a higher payment, and interested in paying off their loan faster and with less interest!
  • Do you want to put less than 20% down for the purchase of a home?
  • Is your credit less than perfect?
  • Do you need help with either the down payment or income to qualify?
  • Do you currently have an FHA Loan and want to reduce your monthly payment with an FHA Streamline refinance?

If you answered “yes” to any of these questions, an FHA Loan may be best loan for your situation!

  • FHA loans are easy to qualify for, require only 3.5% down for purchases, and offer flexibility if your income is less than what is needed to qualify for a purchase.
  • Additionally, FHA offers fantastic refinance options even if you owe more on your loan than the home is worth.

We Proudly Serve Those Who Protect Our Country

  • Are you a veteran, active military, or a surviving spouse of a veteran?
  • Purchase today with 100% financing.
  • Save thousands by not paying mortgage insurance!!!!
  • Refinance your VA loan to a lower rate even if you owe more than the home is worth.
  • Take advantage of rates that are often lower than conventional financing rates.
  • Do you plan to move or pay off your home in the next 5, 7 or 10 years?
  • Are you looking for the lowest rate payment available?
  • Do you need help qualifying for a more expensive home?

If you answered yes to the questions above, an adjustable rate mortgage may be right for your situation.

  • An ARM can help you save thousands verses a traditional fixed-rate mortgage.
  • ARMs offer borrowers the opportunity to qualify for a larger loan, lower payments, and the ability to save money in the short-term.
  • Call us today to see if an ARM is the right mortgage for your situation.
  • Loan Amounts up to 3.5 Million Dollars
  • Low Fixed Rate and Adjustable Rate Terms
  • No Prepayment Penalties

Looking to buy your dream home, and need a loan larger than conforming loan limits?  We can help.

We offer some of the best rates available for loans up to 3.5 million dollars.  Your dream starts with a simple call to Dave Financial.

What People Are Saying About Dave Financial

5.0 of 5.0 Reviews

Dave is a master lender who always puts his clients need first. His knowledge of the lending industry is superior to the other lenders I’ve talked to in the past. He was careful to listen to my needs and advise me as to wish loan would be best. He worked diligently to get my transaction closed on time and delivered as promised. Great job Dave; You and your team will remain on my speed dial.

I have used Dave Financial several times and each time I couldn’t be more pleased. The process was crystal clear each time and when there were bumps, they walked us through them.

I have worked with David on several transactions. Every time he has made the process as painless as it can be. He found me the loan that best suited the situation. He and his team walk you through every step. I have so much confidence in David and I have recommended him to all my friends and business associates. Don’t bother with banks, Dave can make your life so much easier. Let him help you, you’ll be so relieved you did.

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