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Factors That Determine Your Interest Rate

Most people want the lowest possible interest rate they can find for their mortgage loan.  This blog is written to help our clients understand how rates are derived, as well as understand what they can do to improve their chances of receiving a lower…

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That Vacation Home can still be yours!

Last year we let you know that it was a good time to purchase a vacation home and earlier this month a survey was released from the National Association of Realtors stating, “Vacation home sales boomed in 2014 to above…

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Homeownership and Net Worth

Over the last six years, homeownership has lost some of its allure as a financial investment.  As homeowners suffered through the housing bust, more and more began to question whether owning a home was truly a good way to build…

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Good News for FHA Borrowers

Last week President Obama moved to lower the monthly mortgage insurance fees for FHA borrowers.  The changes are supposed to take place this month.  The FHA mortgage insurance premium cut Mr. Obama announced drops the FHA mortgage insurance premium from 1.35% to 0.85%.…

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